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How To Get A Good Credit Score To Avoid High Interest Loans
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How To Get A Good Credit Score To Avoid High Interest Loans
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How To Get A Good Credit Score To Avoid High Interest Loans
If you are fond of playing tricks with your electricity or water bills, think again. A bad utility payment record might just deny you that coveted car or housing loan. Credit scoring is set to play a big role in how banks and other financial institution determine who give credit and how much and what rate of interest to charge depending on your financial history.
Simply, a credit score is a number representing the credit-worthiness of a person or the likelihood that person will pay his or her debts. It has shown to be very predictive of risk, made credit more widely available consumers and lowered the cost of providing credit.
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